By law, only those qualified and certified by the state of Florida can conduct a wind mitigation inspection in this state.
KGI can legally provide your wind mitigation inspection in accordance with your insurance provider and complete the required forms. KGI uses the latest 4-page document, the OIR-B1-1802 (Rev. 02/10) form.
This inspection verifies structural and roof construction methods used to protect your home from wind hurricane exposure. These methods can include but are not limited to: Concrete block construction, gable end bracing, a hip roof, single or double roof straps, a secondary water resistance barrier, shutters and opening protection.
As stated in Florida Statute 626.0629, insurance companies are required to offer Florida homeowners "discounts, credits, or other rate differentials..." for construction techniques that reduce damage and loss in windstorms. Property owners who qualify may save significantly on windstorm insurance.
To figure out the value of your potential discounts, use the state of Wind Insurance Savings Calculator.
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P.O. Box 174, Ellenton, FL 34222 | 941.776.3903
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